It's up to you! Your first premium will be debited on the date you select during the application process. Choose to have your account debited at the beginning, middle, or towards the end of the month to align with your salary day. Depending on what you choose, we'll debit your account on the upcoming date. 

Depending on when you take out your cover during the month, the premium amount will be pro-rata. This means that you will need to pay the pro-rata premium together with your first premium. For example, say you signed up for your policy on 15 January with a recurring monthly premium of R100. If you choose to pay on the 1st of every month, your first premium will be collected on 1 February, and will be R150. The R150 comprises the recurring monthly premium of R100 for February plus a pro-rata amount of R50 for part of January (for cover enjoyed from 15 January when you took out cover to 31 January). 

Remember, you're covered immediately. So, even though your first premium has not gone off yet, you're covered from the moment you accept your policy (15 January in this example).